Site Map
- FHA Loans :
- Refinance Now :
- Request a Mortgage Loan Quote : Get a No Obligation mortgage loan Quote by completing our on-line Quote Request.
- Get Pre-Qualified : Our online Prequalification for your Mortgage Loans is a great way to find out what your loan options are based on current market conditions.
- Facts About Prequalifing : Get prequalified at Platinum Funding
- How Refinancing Works : Refinancing pays off existing mortgage loans, may also pay some or all closing costs, and can even return equity (cash out) to the owner of the property. The "Rule Of Thumb" used to be that if you could lower your interest rate by 1% or more then you should refinance; THAT RULE IS NO LONGER CORRECT! It may make sense for you to refinance even if you can lower your rate by only 1/2%.
- Mortgage Loan Process : All about the Refinancing mortgage Loan process.
- Interest Rate Information : Find out more about Interest Rates
- 10 mistakes people make when refinancing a home. : When considering refinancing you home, there are things to be aware of and thing that should be avoided.
- Refinance Your Mortgage Loan Now : Get a low fixed rate on your Mortgage Loan Refinance.
- Documentation Types : Find out what the Loan Documentation Types are.
- Check Mortgage Loan Status : Check the status of your mortgage loan in process. You with always know the status of your mortgage loan when you refinance with Platinum Funding.
- Purchase Mortgage Loans :
- Request A Quote : Get a No Obligation mortgage loan Quote by completing our on-line Quote Request.
- Purchase Mortgage Loans : Purchase a Home Today! Apply Now and Find out if you Qualify!
- No cost mortgage loans : No cost mortgage loan structures allow borrowers to refinance their home or purchase a new home without using any of their own funds to close. Standard closing fees including escrow, title, appraisal, underwriting, and loan documentation fees are all paid by us. Additionally, there are no origination points with these mortgage loan programs.
- Prequal Mortgage Loans FAQs : Get answers to your questions about your Mortgage Loans Prequalification.
- Home Buyer FAQs : Platinum Funding offers detailed information to help you understand the Mortgage Loan process.
- Mortgage Loan Products : Platinum Funding has numerous home loan products to help you with your refinancing needs.
- Facts for Homeowners : Find out important information for home owners.
- Lock-in without looking back : "When you lock-in a interest rate, you safeguard against fluctuations, from the time a rate lock is confirmed to the day it expires."
- Can I rely on a price quote? : If your lender is reputable, the price quoted should be reliable. Most banks price their loans on a daily basis, even if it's just a matter of adjusting it a tiny percentage.
- What mistakes do mortgage loan shoppers make? : The most obvious mistake is that you may not realize that interest rates change from day to day and sometimes from hour to hour.
- What's the difference between pre-qualifying and pre-approval? : Pre-qualifying means that a mortgage lender provides you with a statement that you’d likely qualify for credit with them and provides the amount your’d likely qualify for.
- Shopping for Your First Home : "Buying a first home can be stressful, but there’s a plethora of ways to make the process easier—and get a great deal in the bargain."
- Commercial Mortgage Loans :
- Home Equity Loans :
- Home Equity Loan Application : Home Equity Loan Application for home owners needing to tap into the equity in their homes.
- Home Equity Loan Info : Allows homeowners to tap into the equity in their homes at low interest rates.
- Home Equity Loan Products : Platinum Funding has numerous mortgage loan programs to help you with your Home equity loan.
- Books for Home Owners : Basic information that all homeowners need to know when refiancing their homes.
- Home Equity Lines : Need some cash? Use your home's equity how and when you want! Get a line of credit secured by the equity in your home.
- Tools and Resources :
- Mortgage Loan Documentation Types : Learn about the different Mortgage loan documentation types.
- Mortgage Loan Calculators : Platinum Funding offers Mortgage Calculators, to help you with your Purchase or Refinance loan.
- Mortgage Industry Links : A list of links to interesting Mortgage Industry Websites.
- Glossary Of Terms : Learn what all the various Real Estate and Mortgage Loan terms mean.
- Policy Statements : Platinum Funding's Policy Statements and Disclaimers.
- Learn About Mortgages Loans. : Learn which mortgage loan program may be best for you.
- Supporting Mortgage Loan Documents : Platinum Funding's Supporting Mortgage Loan Documents.
- Printable Mortgage Loan Forms : Printable Mortgage Loan Related Forms. Platinum Funding provides printable forms for all of your mortgage loan needs.
- 5 Smart Moves To Get The Best Rate : 5 smart moves to get the best rate. If you're in the market for a mortgage loan, there are five smart things you can do right now that will help you qualify for the lowest possible mortgage.
- Judge your ARM by it's Index : Judge your ARM by its index. The interest rate on adjustable-rate mortgages is tied to a financial index that reflects current lending rates.
- Annual Percentage Rate (APR) : A helpful tool used to compare mortgage loans among different lenders is the Annual Percentage Rate (APR).
- Closing Costs Explained : Closing costs are the expenses that the lender accumulates from the origination of your new mortgage loan. Some of these costs may be related to your mortgage loan application, while other fees are related to the house itself.
- Should I pay points? : You should consider paying points if you will recoup or recover the amount spent in points in monthly mortgage loan payment savings while you are in the home
- What is an APR, and why is it so important? : Evaluating competing mortgage loan deals can be confusing. One tool that can help is the Annual Percentage Rate, or APR, which represents the total cost of credit, including fees, expressed as an annual rate.
- No Cost Mortgage Loans : No cost mortgage loan structures allow borrowers to refinance their home or purchase a new home without using any of their own funds to close.
- Shopping for a mortgage loan won't hurt credit scores : Shopping for a loan won't hurt credit scores.Each time you apply for a loan, and a lender asks to see your credit report, 10 or so points are subtracted from your credit score.
- Platinum Funding Customer Service Standards : Platinum Funding's policy is to provide the same quality of assistance to every mortgage loan applicant.
- Platinum Funding's Policy Statement : Information Policies
We place a high value upon the trust that you place in us when applying for a mortgage loan . We promise not to abuse that trust by inappropriately using the information you provide to us. We request this information in order to provide you with the most comprehensive and accurate data possible. We will not sell or give away your private information to any third party.
- Platinum Funding's Products & Services, find the mortgage loan for you. : Platinum Funding's Products & Services.
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